{"id":3882,"date":"2026-03-30T20:43:46","date_gmt":"2026-03-30T20:43:46","guid":{"rendered":"https:\/\/dimerorealtygroup.com\/?p=3882"},"modified":"2026-03-30T20:43:47","modified_gmt":"2026-03-30T20:43:47","slug":"the-remodel-youve-been-dreaming-about-may-be-closer-than-you-think","status":"publish","type":"post","link":"https:\/\/dimerorealtygroup.com\/es\/the-remodel-youve-been-dreaming-about-may-be-closer-than-you-think\/","title":{"rendered":"The Remodel You\u2019ve Been Dreaming About May Be Closer Than You Think"},"content":{"rendered":"<p>That kitchen you\u2019ve been mentally redesigning&#8230;<\/p>\n\n\n\n<p>The bathroom that really needs a refresh&#8230;<\/p>\n\n\n\n<p>Or the outdoor space you keep saying you\u2019ll get to someday&#8230;<\/p>\n\n\n\n<p><strong>What if you already have what you need to finally make it happen? Because a growing number of homeowners are realizing just that.<\/strong><\/p>\n\n\n\n<p>Homeowners are expected to spend over&nbsp;<a href=\"https:\/\/www.jchs.harvard.edu\/blog\/remodeling-growth-set-downshift-late-2026\" rel=\"noreferrer noopener\" target=\"_blank\">$522 billion<\/a>&nbsp;on home improvements by the end of 2026 \u2013 and they\u2019re not draining their savings accounts to get it done. Many are using their&nbsp;<strong>home equity<\/strong>.<\/p>\n\n\n\n<p>And if you\u2019ve owned your home for 10+ years, there\u2019s a chance you could use your equity to fund some home upgrades too. Let\u2019s break down what you need to know first.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>What Is Equity? And How Does It Help?<\/strong><\/h4>\n\n\n\n<p><strong>Equity is the difference between what your house is worth and what you owe on your mortgage.<\/strong><\/p>\n\n\n\n<p>And according to&nbsp;<em>Cotality<\/em>, the average homeowner has about&nbsp;<a href=\"https:\/\/mortgagetech.ice.com\/publicdocs\/mortgage\/march-2025-mortgage-monitor-report.pdf\" rel=\"noreferrer noopener\" target=\"_blank\">$313,000<\/a>&nbsp;worth of equity today. That\u2019s more than enough to finally knock some projects off your list. And more people are realizing they can use that to give their home a little TLC.<\/p>\n\n\n\n<p>Research coming out of&nbsp;<em>Meridian Link<\/em>&nbsp;says home improvements are the top thing people are using their equity for today.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Top Motivations for Equity-Based Borrowing:<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Funding home improvements (45%)<\/strong><\/li>\n\n\n\n<li>Using it to pay down other debts \/ debt consolidation (16%)<\/li>\n\n\n\n<li>Investing in other properties (16%)<\/li>\n<\/ul>\n\n\n\n<p>Maybe it makes sense for you to do the same. But here\u2019s what\u2019s important. Just because you&nbsp;<em>can<\/em>&nbsp;use your equity doesn\u2019t mean you&nbsp;<em>have to<\/em>. It also doesn\u2019t mean every project makes sense.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>What Projects Are Actually Worth It?<\/strong><\/h4>\n\n\n\n<p>If you\u2019re going to go this route, you\u2019ll want to focus on upgrades that actually pay off. A good renovation should be something that improves the value of your home. Because, even if you\u2019re not planning to sell soon, you want to make sure you\u2019re setting yourself up for success when you do.<\/p>\n\n\n\n<p>And an agent is the best resource as you weigh your options. They know what other homeowners are doing and what buyers in your area like. And that can be really helpful as you narrow down your project list. As the&nbsp;<em>National Association of Realtors<\/em>&nbsp;(NAR)&nbsp;<a href=\"https:\/\/www.nar.realtor\/magazine\/real-estate-news\/sales-marketing\/12-remodeling-projects-that-offer-the-best-value-at-resale\" rel=\"noreferrer noopener\" target=\"_blank\">puts it<\/a>:<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p><em>\u201cBeing able to help sellers prioritize home improvements and maximize their net on the sale is a key value real estate agents offer.\u201d<\/em><\/p>\n<\/blockquote>\n\n\n\n<p>Here\u2019s a quick rundown of the&nbsp;<a href=\"https:\/\/store.realtor\/2025-remodeling-impact-report-digital-download\/\" rel=\"noreferrer noopener\" target=\"_blank\">projects<\/a>&nbsp;with the best potential to recoup your costs according to NAR (<em>see graph below<\/em>). While it\u2019s a good starting point, just remember it can\u2019t match the expertise an agent can provide.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/dimerorealtygroup.com\/wp-content\/uploads\/2026\/03\/image-4-1024x576.png\" alt=\"\" class=\"wp-image-3885\" srcset=\"https:\/\/dimerorealtygroup.com\/wp-content\/uploads\/2026\/03\/image-4-1024x576.png 1024w, https:\/\/dimerorealtygroup.com\/wp-content\/uploads\/2026\/03\/image-4-300x169.png 300w, https:\/\/dimerorealtygroup.com\/wp-content\/uploads\/2026\/03\/image-4-768x432.png 768w, https:\/\/dimerorealtygroup.com\/wp-content\/uploads\/2026\/03\/image-4-1536x864.png 1536w, https:\/\/dimerorealtygroup.com\/wp-content\/uploads\/2026\/03\/image-4-18x10.png 18w, https:\/\/dimerorealtygroup.com\/wp-content\/uploads\/2026\/03\/image-4.png 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/files.keepingcurrentmatters.com\/KeepingCurrentMatters\/content\/images\/20260319\/20260323-Remodeling-Projects-original.png\" rel=\"noreferrer noopener\" target=\"_blank\"><\/a>As you can see, there\u2019s a wide range of projects on that list. Yes, some are bigger-ticket items, like kitchens or baths. But others are smaller updates with surprisingly strong ROI.<\/p>\n\n\n\n<p>A new front door is a great project. But it\u2019s not something to use your equity for. But revamping your kitchen? That\u2019s where your equity can come in and lighten the load.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Where To Go from Here<\/strong><\/h4>\n\n\n\n<p>Whether the project you\u2019ve been thinking about is on this list or not, chat with an agent to make sure it\u2019s worth the time, money, and effort before calling in any contractors.<\/p>\n\n\n\n<p><strong>Because the goal isn\u2019t to do everything, it\u2019s to invest where it counts.<\/strong><\/p>\n\n\n\n<p>And if you want to use your equity to get one of the bigger projects done, meet with a financial advisor too. Because you\u2019ll want to make sure you\u2019ll maintain a good loan-to-value (LTV) threshold even after using your equity. That way you have all the information you need to make your decision.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Bottom Line<\/h3>\n\n\n\n<p>Whether you\u2019re selling next year or just giving your house some TLC, the right home improvements today can set you up for success tomorrow. And the best part? Your equity may be the key to making it happen.<\/p>\n\n\n\n<p><strong>What\u2019s one upgrade you\u2019ve been thinking about \u2013 and wondering if it\u2019s worth it?<\/strong><\/p>\n\n\n\n<p>Let\u2019s have a quick conversation about whether it\u2019s the right decision for your home.<\/p>","protected":false},"excerpt":{"rendered":"<p>That kitchen you\u2019ve been mentally redesigning&#8230; The bathroom that really needs a refresh&#8230; Or the outdoor space you keep saying you\u2019ll get to someday&#8230; What if you already have what you need to finally make it happen? Because a growing number of homeowners are realizing just that. Homeowners are expected to spend over&nbsp;$522 billion&nbsp;on home [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":3884,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"default","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[50],"tags":[],"class_list":["post-3882","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-for-sellers"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Remodel You\u2019ve Been Dreaming About May Be Closer Than You Think - DiMero realty group<\/title>\n<meta name=\"description\" content=\"Equity is the difference between what your house is worth and what you owe on your mortgage. 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