{"id":1495,"date":"2022-07-31T19:12:50","date_gmt":"2022-07-31T19:12:50","guid":{"rendered":"https:\/\/ecstatic-dubinsky.217-160-212-78.plesk.page\/?p=1495"},"modified":"2023-05-20T13:23:34","modified_gmt":"2023-05-20T13:23:34","slug":"a-real-estate-professional-helps-you-separate-fact-from-fiction","status":"publish","type":"post","link":"https:\/\/dimerorealtygroup.com\/es\/a-real-estate-professional-helps-you-separate-fact-from-fiction\/","title":{"rendered":"A Real Estate Professional Helps You Separate Fact from Fiction"},"content":{"rendered":"<p>If you\u2019re following the news, chances are you\u2019ve seen or heard some headlines about the housing market that don\u2019t give the full picture. The real estate market is shifting, and when that happens, it can be hard to separate fact from fiction. That\u2019s where a trusted real estate professional comes in. They can help debunk the headlines so you can really understand today\u2019s market and what it means for you.<\/p>\n<div class=\"kcm-post-minimal-content\">\n<p>Here are three common housing market myths you might be hearing, along with the expert analysis that provides better context.<\/p>\n<h4><strong>Myth 1: Home Prices Are Going To Fall<\/strong><\/h4>\n<p>One piece of fiction many buyers may have seen or heard is that\u00a0<a title=\"home prices\" href=\"https:\/\/www.simplifyingthemarket.com\/2022\/07\/25\/whats-causing-ongoing-home-price-appreciation\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">home prices<\/a>\u00a0are going to crash. That\u2019s because headlines often use similar, but different,\u00a0<a title=\"terms\" href=\"https:\/\/www.simplifyingthemarket.com\/2022\/06\/16\/home-price-deceleration-doesnt-mean-home-price-depreciation\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">terms<\/a>\u00a0to describe what\u2019s happening with prices. A few you might be seeing right now include:<\/p>\n<ul>\n<li><em>Appreciation<\/em>, or an increase in home prices.<\/li>\n<li><em>Depreciation<\/em>, or a decrease in home prices.<\/li>\n<li>And d<em>eceleration<\/em>, which is an increase in home prices, but at a slower pace.<\/li>\n<\/ul>\n<p>The fact is,\u00a0<a title=\"experts\" href=\"https:\/\/www.simplifyingthemarket.com\/2022\/07\/12\/expert-housing-market-forecasts-for-the-second-half-of-the-year\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">experts<\/a>\u00a0aren\u2019t calling for a decrease in prices. Instead, they forecast\u00a0<a title=\"appreciation will continue\" href=\"https:\/\/www.simplifyingthemarket.com\/2022\/07\/21\/think-home-prices-are-going-to-fall-think-again\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">appreciation will continue<\/a>, just at a decelerated pace. That means home prices will continue rising and won\u2019t fall. Selma Hepp, Deputy Chief Economist at<em>\u00a0CoreLogic,\u00a0<\/em><a title=\"explains\" href=\"https:\/\/www.bankrate.com\/real-estate\/housing-market-predictions\/\" target=\"_blank\" rel=\"noopener noreferrer\">explains<\/a>:<\/p>\n<blockquote><p><em>\u201c. . . higher mortgage rates coupled with more inventory will lead to slower home price growth<strong>\u00a0but unlikely declines in home prices<\/strong>.\u201d<\/em><\/p><\/blockquote>\n<h4><strong>Myth 2: The Housing Market Is in a Correction<\/strong><\/h4>\n<p>Another common myth is that the housing market is in a correction. Again, that\u2019s not the case. Here\u2019s why. According to\u00a0<a title=\"Forbes\" href=\"https:\/\/www.forbes.com\/advisor\/investing\/what-is-market-correction\/\" target=\"_blank\" rel=\"noopener noreferrer\"><em>Forbes<\/em><\/a><em>:<\/em><\/p>\n<blockquote><p><em>\u201cA correction is a sustained decline in the value of a market index or the price of an individual asset.\u00a0<strong>A correction is generally agreed to be a 10% to 20% drop in value from a recent peak.<\/strong>\u201d<\/em><\/p><\/blockquote>\n<p>As mentioned above, home prices are still appreciating, and experts project that will continue, just at a slower pace. That means the housing market\u00a0<a title=\"isn\u2019t in a correction\" href=\"https:\/\/www.simplifyingthemarket.com\/2022\/06\/14\/is-the-housing-market-correcting\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">isn\u2019t in a correction<\/a>\u00a0because prices aren\u2019t falling. It\u2019s just moderating compared to the last two years, which were record-breaking in nearly every way.<\/p>\n<h4><strong>Myth 3: The Housing Market Is Going To Crash<\/strong><\/h4>\n<p>Some headlines are generating worry that the housing market is a bubble ready to burst.\u00a0<strong>But experts say today is\u00a0<\/strong><a title=\"nothing like 2008\" href=\"https:\/\/www.simplifyingthemarket.com\/2022\/07\/14\/housing-experts-say-this-isnt-a-bubble\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>nothing like 2008<\/strong><\/a><strong>.<\/strong>\u00a0One of the reasons why is because lending standards are very different today. Logan Mohtashami, Lead Analyst for\u00a0<em>HousingWire,<\/em>\u00a0<a title=\"explains\" href=\"https:\/\/www.housingwire.com\/articles\/will-mortgage-lending-get-tighter-in-the-next-recession\/\" target=\"_blank\" rel=\"noopener noreferrer\">explains<\/a>:<\/p>\n<blockquote><p><em>\u201cAs recession talk becomes more prevalent, some people are concerned that mortgage credit lending will get much tighter. This typically happens in a recession, however,\u00a0<strong>the notion that credit lending in America will collapse as it did from 2005 to 2008 couldn\u2019t be more incorrect, as we haven\u2019t had a credit boom in the period between 2008-2022<\/strong>.\u201d<\/em><\/p><\/blockquote>\n<p>During the last\u00a0<a title=\"housing bubble\" href=\"https:\/\/www.simplifyingthemarket.com\/2022\/06\/27\/two-reasons-why-todays-housing-market-isnt-a-bubble\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">housing bubble<\/a>, it was much easier to get a mortgage than it is today. Since then,\u00a0<a title=\"lending standards\" href=\"https:\/\/www.simplifyingthemarket.com\/2022\/06\/01\/why-home-loans-today-arent-what-they-were-in-the-past\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">lending standards<\/a>\u00a0have tightened significantly, and purchasers who acquired a mortgage over the last decade are much more qualified than they were in the years leading up to the crash.<\/p>\n<h3><strong>Bottom Line<\/strong><\/h3>\n<p>No matter what you\u2019re hearing about the housing market, let\u2019s connect. That way, you\u2019ll have a knowledgeable authority on your side that knows the ins and outs of the market, including current trends, historical context, and so much more.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>No matter what you\u2019re hearing about the housing market, let\u2019s connect. That way, you\u2019ll have a knowledgeable authority on your side that knows the ins and outs of the market, including current trends, historical context, and so much more.<\/p>","protected":false},"author":1,"featured_media":1496,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[57],"tags":[64],"class_list":["post-1495","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate","tag-real-estate-professional"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>A Real Estate Professional Helps You Separate Fact from Fiction - DiMero realty group<\/title>\n<meta name=\"description\" content=\"No matter what you\u2019re hearing about the housing market, let\u2019s connect.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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