{"id":1414,"date":"2022-04-18T21:40:08","date_gmt":"2022-04-18T21:40:08","guid":{"rendered":"https:\/\/ecstatic-dubinsky.217-160-212-78.plesk.page\/?p=1414"},"modified":"2023-05-20T13:23:56","modified_gmt":"2023-05-20T13:23:56","slug":"is-it-time-to-buy-a-smaller-home","status":"publish","type":"post","link":"https:\/\/dimerorealtygroup.com\/es\/is-it-time-to-buy-a-smaller-home\/","title":{"rendered":"Is It Time To Buy a Smaller Home?"},"content":{"rendered":"

Life events can have a major impact on what you need from your home, and retirement is one of the biggest changes many of us face. This period of your life can mean doing more of the things you enjoy, like traveling, visiting with loved ones, or taking on new hobbies. But what does that mean for your home?<\/p>\n

\n

If you\u2019re looking for ways to focus more on the important things in your life, the answer could be downsizing. A\u00a0recent article<\/a>\u00a0from\u00a0The Balance<\/em>\u00a0talks about why it could be a great option, saying:<\/p>\n

\u201cThere are many reasons to buy a smaller home\u2014or to downsize from your present home\u2014but sometimes,\u00a0the idea that “less is more” is what propels homeowners to buy a smaller home.\u201d<\/strong><\/em><\/p><\/blockquote>\n

You Can Find the Right Home for Your Needs<\/strong><\/h4>\n

The\u00a02022 Home Buyers and Sellers Generational Trends<\/em><\/a>\u00a0from the\u00a0National Association of Realtors\u00a0<\/em>(NAR) provides more information on why people of retirement age choose to move. It shows the need for a smaller home, the desire to be closer to loved ones, and retirement itself as three of the top reasons homebuyers over the age of 55 make a move.<\/p>\n

If you\u2019re in this group, changing priorities may be top of mind for you today, and that could be driving your\u00a0decision<\/a>\u00a0to downsize. After all, as your lifestyle changes, what you need in your home likely changes, too.<\/p>\n

Plus, as\u00a0The Balance<\/em>\u00a0notes<\/a>, moving into a smaller home can open your schedule up even more. When you downsize, you can spend less time\u00a0maintaining<\/a>\u00a0your home and more time with the people you love or exploring newfound hobbies. That\u2019s a recipe that can lead to less stress and\u00a0increased happiness<\/a>.<\/p>\n

Your Equity Can Make a Big Impact When You Downsize<\/strong><\/h4>\n

Home equity<\/a>\u00a0plays a big role when you sell your existing house and move. It could be a great tool to use to help you downsize. According to the latest\u00a0Homeowner Equity Insights<\/em><\/a>\u00a0report from\u00a0CoreLogic<\/em>, the average homeowner gained about\u00a0$55,300 in equity over the past 12 months<\/strong>. Dr. Frank Nothaft, Chief Economist at\u00a0CoreLogic<\/em>,\u00a0explains<\/a>\u00a0how important price appreciation and equity gains are for existing homeowners:<\/p>\n

\u201cHome prices rose 18% during 2021 in the CoreLogic Home Price Index, the largest annual gain recorded in its 45-year history, generating a big increase in home equity wealth, . . .<\/strong>\u00a0For low- and moderate-income homeowners, home equity has historically been a major source of wealth.\u201d<\/em><\/p><\/blockquote>\n

As home prices rise, your\u00a0equity<\/a>\u00a0does, too. So, you may have more equity than you realize because of the record levels of\u00a0home price appreciation<\/a>\u00a0over the past year. Those equity gains could allow you to make a\u00a0larger down payment<\/a>\u00a0on your next home. And putting more money down can lead to a smaller monthly mortgage payment, which can give you greater financial freedom. It can also be a significant help in navigating today\u2019s\u00a0competitive<\/a>\u00a0housing market, since offering more money up front could help your offer stand out.<\/p>\n

Whatever your homeownership goals are, a trusted\u00a0real estate advisor<\/a>\u00a0can help you to find the best option for your situation. They\u2019ll help you\u00a0sell<\/a>\u00a0your current home and guide you as you buy your next one and enter this new phase of life.<\/p>\n

Bottom Line<\/strong><\/h3>\n

If you\u2019ve recently retired or plan to soon, your needs are likely changing. That means now may be the perfect time to downsize. Let\u2019s connect so we can work together to find a home that matches your situation.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

If you\u2019ve recently retired or plan to soon, your needs are likely changing. That means now may be the perfect time to downsize. Let\u2019s connect so we can work together to find a home that matches your situation.<\/p>","protected":false},"author":1,"featured_media":1415,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[48],"tags":[59],"class_list":["post-1414","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-for-buyers","tag-small-homes"],"yoast_head":"\nIs It Time To Buy a Smaller Home? - DiMero realty group<\/title>\n<meta name=\"description\" content=\"Let\u2019s connect so we can work together to find a home that matches your situation. 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