{"id":1404,"date":"2022-04-11T23:42:05","date_gmt":"2022-04-11T23:42:05","guid":{"rendered":"https:\/\/ecstatic-dubinsky.217-160-212-78.plesk.page\/?p=1404"},"modified":"2023-05-20T13:23:56","modified_gmt":"2023-05-20T13:23:56","slug":"using-your-tax-refund-to-achieve-your-homeownership-goals-this-year","status":"publish","type":"post","link":"https:\/\/dimerorealtygroup.com\/es\/using-your-tax-refund-to-achieve-your-homeownership-goals-this-year\/","title":{"rendered":"Using Your Tax Refund To Achieve Your Homeownership Goals This Year"},"content":{"rendered":"<p>If you\u2019re buying or selling a home this year, you\u2019re likely saving up for a variety of <a title=\"expenses\" href=\"https:\/\/www.simplifyingthemarket.com\/2022\/04\/05\/what-you-need-to-budget-for-when-buying-a-home\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">expenses<\/a>. For buyers, that might include things like your\u00a0<a title=\"down payment\" href=\"https:\/\/www.simplifyingthemarket.com\/2022\/03\/02\/down-payment-assistance-programs-can-help-you-achieve-homeownership\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">down payment<\/a>\u00a0and closing costs. And for sellers, you\u2019re probably working on a bit of spring cleaning and maintenance to spruce up your house before you list it.<\/p>\n<div class=\"kcm-post-minimal-content\">\n<p>Either way, any money you get back from your taxes can help you achieve your goals. Using a tax refund is a common tactic for buyers and sellers.\u00a0<em>SmartAsset<\/em>\u00a0<a title=\"estimates\" href=\"https:\/\/smartasset.com\/taxes\/tax-return-calculator?year=2022#us\/taxReturn\" target=\"_blank\" rel=\"noopener noreferrer\">estimates<\/a>\u00a0the average American will receive a $2,897 tax refund this year. The map below provides a more detailed estimate by state:<\/p>\n<p><a href=\"https:\/\/files.mykcm.com\/2022\/04\/07142322\/20220411-MEM-Eng-1.png\" target=\"_blank\" rel=\"noopener noreferrer\"><img fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-101734\" src=\"https:\/\/files.mykcm.com\/2022\/04\/07142322\/20220411-MEM-Eng-1.png\" alt=\"Using Your Tax Refund To Achieve Your Homeownership Goals This Year | MyKCM\" width=\"600\" height=\"450\" \/><\/a><\/p>\n<p>If you\u2019re getting a refund this year, here are a few tips to help with your home purchase or sale this season.<\/p>\n<h4><strong>How Buyers Can Use Their Tax Refund<\/strong><\/h4>\n<p>According to\u00a0<a title=\"American Financing\" href=\"https:\/\/www.americanfinancing.net\/lifestyle\/ways-to-use-tax-refund-for-homeownership\" target=\"_blank\" rel=\"noopener noreferrer\"><em>American Financing<\/em><\/a>, there are multiple ways your refund check can help you as a\u00a0<a title=\"homebuyer\" href=\"https:\/\/www.simplifyingthemarket.com\/2022\/03\/16\/are-you-wondering-if-this-is-the-year-to-buy-a-home\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">homebuyer<\/a>. A few include:<\/p>\n<ul>\n<li><strong>Growing your down payment fund\u00a0<\/strong>\u2013 If you haven\u2019t started saving for your\u00a0<a title=\"down payment\" href=\"https:\/\/www.simplifyingthemarket.com\/2022\/01\/03\/how-much-do-you-need-for-your-down-payment\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">down payment<\/a>, let your tax refund kick off the process. And if you have a fund already, the money you get back could put you closer to your\u00a0<a title=\"goal\" href=\"https:\/\/www.simplifyingthemarket.com\/2021\/12\/22\/the-perks-of-putting-20-down-on-a-home\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">goal<\/a>.<\/li>\n<li><strong>Paying for your home inspection<\/strong>\u00a0\u2013 Your\u00a0<a title=\"home inspection\" href=\"https:\/\/www.simplifyingthemarket.com\/2022\/01\/28\/why-your-home-inspection-matters-infographic\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">home inspection<\/a>\u00a0can save you a lot of headaches down the road by helping you determine the condition of the house. As a buyer, you\u2019ll typically be responsible for paying for your\u00a0<a title=\"inspection\" href=\"https:\/\/www.simplifyingthemarket.com\/2021\/01\/26\/whats-the-difference-between-an-appraisal-and-a-home-inspection\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">inspection<\/a>, and it\u2019s definitely worth the investment.<\/li>\n<li><strong>Saving for closing costs<\/strong>\u00a0\u2013\u00a0<a title=\"Closing costs\" href=\"https:\/\/www.simplifyingthemarket.com\/2022\/03\/15\/dont-get-caught-off-guard-by-closing-costs\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">Closing costs<\/a>\u00a0are additional expenses you\u2019ll need to pay once it\u2019s time to close. They\u00a0<a title=\"average\" href=\"https:\/\/myhome.freddiemac.com\/buying\/understanding-costs\" target=\"_blank\" rel=\"noopener noreferrer\">average<\/a>\u00a0anywhere between 2-5% of the purchase price of your home.<\/li>\n<\/ul>\n<p>This list is a great start, but it isn\u2019t exhaustive of all the costs you may encounter as you set out on your\u00a0<a title=\"homebuying journey\" href=\"https:\/\/www.simplifyingthemarket.com\/2022\/03\/22\/the-many-benefits-of-homeownership\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">homebuying journey<\/a>. The best way to prepare is to work with a trusted real estate professional to make sure you understand what\u2019s to come in the process.<\/p>\n<h4><strong>How Sellers Can Use Their Tax Refund<\/strong><\/h4>\n<p>If you own a home and are planning to\u00a0<a title=\"sell this spring\" href=\"https:\/\/www.simplifyingthemarket.com\/2022\/03\/14\/this-spring-presents-sellers-with-a-golden-opportunity\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">sell this spring<\/a>, your tax refund can help you make sure your home is\u00a0<a title=\"ready to list\" href=\"https:\/\/www.simplifyingthemarket.com\/2022\/03\/18\/spring-cleaning-checklist-for-sellers-infographic\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">ready to list<\/a>. Here are a few ways current homeowners can put their tax refund to good use:<\/p>\n<ul>\n<li><strong>Making small upgrades\u00a0<\/strong>\u2013\u00a0<a title=\"NerdWallet\" href=\"https:\/\/www.nerdwallet.com\/article\/taxes\/smart-ways-to-spend-your-tax-return\" target=\"_blank\" rel=\"noopener noreferrer\"><em>NerdWallet<\/em><\/a>\u00a0provides a list of great ways to use your tax refund, including tackling small projects or boosting your curb appeal to help your home stand out.<\/li>\n<li><strong>Making repairs<\/strong>\u00a0\u2013 If there\u2019s anything in your house that needs to be fixed,\u00a0<a title=\"American Financing\" href=\"https:\/\/www.americanfinancing.net\/lifestyle\/ways-to-use-tax-refund-for-homeownership\" target=\"_blank\" rel=\"noopener noreferrer\"><em>American Financing<\/em><\/a>\u00a0notes that completing repairs is another great use of that money.<\/li>\n<li><strong>Buying your next home\u00a0<\/strong>\u2013 Whether you\u2019re selling to\u00a0<a title=\"move up\" href=\"https:\/\/www.simplifyingthemarket.com\/2022\/02\/28\/millennials-do-you-need-a-home-with-more-space\/?a=466898-080e3e27bd6b6eaeaafdd339d1935ef7\" target=\"_blank\" rel=\"noopener noreferrer\">move up<\/a>\u00a0or downsize, you can use your tax refund to help pay for any costs on the purchase of your next home.<\/li>\n<\/ul>\n<p>Of course, it\u2019s important to talk with your trusted real estate advisor before taking on any projects. They\u2019ll make sure you can focus on areas that\u2019ll help you receive the best possible price when you sell.<\/p>\n<h3><strong>Bottom Line<\/strong><\/h3>\n<p>Funding your home purchase or sale can feel like a daunting task, but it doesn\u2019t have to be. Your tax refund can help you reach your goals. Let\u2019s connect to discuss how you can start on your journey.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Funding your home purchase or sale can feel like a daunting task, but it doesn\u2019t have to be. Your tax refund can help you reach your goals. Let\u2019s connect to discuss how you can start on your journey.<\/p>","protected":false},"author":1,"featured_media":1405,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[57],"tags":[],"class_list":["post-1404","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Using Your Tax Refund To Achieve Your Homeownership Goals This Year - DiMero realty group<\/title>\n<meta name=\"description\" content=\"Your tax refund can help you reach your goals. 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