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What a Fed Rate Cut Could Mean for Mortgage Rates

What a Fed Rate Cut Could Mean for Mortgage Rate

IThe Move: What Happened on September 17 On September 17, 2025, the Federal Open Market Committee (FOMC) cut the federal funds rate by 25 basis points, bringing it down to 4.00%–4.25% — its first rate reduction since December 2024. Federal Reserve Official Statement Fed Chair Jerome Powell said the committee would continue to make data-driven decisions and stopped short of promising a steady series of cuts. […]

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Downsizing Without Debt: How More Homeowners Are Buying Their Next House in Cash

Downsizing Without Debt: How More Homeowners Are Buying Their Next House in Cash

If you’ve been thinking about downsizing to lower your expenses, be closer to family, or just make life easier, here’s a trend worth paying attention to: More homeowners are buying their next house outright, without taking on a new mortgage. And, if you’ve owned your home for a while, you may be able to do the same. No

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A Second Home Might Be the Missing Piece in Your Retirement Plan

A Second Home Might Be the Missing Piece in Your Retirement Plan

IAre you wondering if you’re on track to retire someday? According to Intuit, 69% of people say today’s financial environment makes it tough to plan for the future, and 68% aren’t sure they’ll ever be able to retire. That’s why many people are exploring new ways to build stability and long-term income. And that’s where real estate comes

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Concessions

What You Need to Know About Real Estate Concessions in Today’s Market

In today’s housing market, real estate concessions are becoming more common than ever. Recent data shows that almost 44% of sellers are making concessions to help their homes stand out and get sold faster. But what exactly does this mean for buyers and sellers? A real estate concession is any benefit a seller offers to

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Relist Your Home Now

Is It Time To Put Your House Back on the Market?

If you took your house off the market in late 2024, you’re not the only one. Newsweek reports that data from CoreLogic and the Wall Street Journal (WSJ) says nearly 73,000 homes were pulled from the market in December alone – that’s more than any other December going all the way back to 2017 (see graph below): Whether it was because offers weren’t

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Mortgage pre-approval process

Why the Mortgage Pre-Approval Process Should Be Your First Step in Homebuying

If you’re planning to buy a home, the mortgage pre-approval process is one of the most important steps to take before you begin your home search. Getting pre-approved means a lender reviews your financial information—like your income, credit score, debt-to-income ratio, and payment history—to determine how much you’re qualified to borrow. This gives you a

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Pre-Listing Home Inspection Benefits

Why a Pre-Listing Inspection May Be Worth It in Today’s Market

Selling a house comes with a lot of moving pieces, and the last thing you want is a deal falling apart over unexpected repairs uncovered during the buyer’s inspection. That’s why it pays to anticipate potential issues before buyers ever step through the door. And one way to do that is with a pre-listing inspection.

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Why Buying a Home Now Is Your Winning Play 🏡🏈

Why Buying a Home Now Is Your Winning Play 🏡🏈 If you’re wondering whether to buy a home now or wait, acting before the spring market rush could be a game-changing move. Here’s why buying in the off-season gives you the advantage. 1. Less Competition Means More Opportunity Winter is a slower season for homebuyers,

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The 3 Biggest Mistakes Sellers Are Making Right Now

The 3 Biggest Mistakes Sellers Are Making Right Now

If you want to sell your house, having the right strategies and expectations is key. But some sellers haven’t adjusted to where the market is today. They’re not factoring in that there are more homes for sale or that buyers are being more selective with their budgets. And those sellers are making some costly mistakes.

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Buyer Bright Spot: There Are More Homes on the Market

Buyer Bright Spot: There Are More Homes on the Market

The past few years have been challenging for homebuyers, especially with higher home prices and mortgage rates. And if you’re trying to buy a home, it’s easy to worry you won’t be able to find something in your budget. But here’s what you need to know. The number of homes for sale has grown a whole

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