Mortgage rates have been the monster under the bed for a while. Every time they tick up, people flinch and say, “Maybe I’ll wait.” But here’s the twist. Waiting for that perfect 5-point-something rate could end up haunting your wallet later. The Magic Number According to the National Association of Realtors (NAR): “. . . a 30-year fixed rate mortgage […]
Why You Don’t Need To Be Afraid of Today’s Mortgage Rates Read More »
You’ve got big plans for 2026. But what you do this year could be the difference between a smooth sale and a stressful one. If you’re thinking of selling next spring (the busiest season in real estate), the smartest move you can make is to start prepping now. As Realtor.com says: “If you’re aiming to sell in 2026, now
Planning To Sell in 2026? Start the Prep Now Read More »
These days, you’re going to want to get your price right when you get ready to sell your house. Honestly, it’s more important than ever. Why? While you may want to list high just to see what happens, that’s a plan that can easily backfire, and it’s going to cost you in today’s market. And the risk
Don’t Let Unrealistic Pricing Cost You Your Move Read More »
IThe Move: What Happened on September 17 On September 17, 2025, the Federal Open Market Committee (FOMC) cut the federal funds rate by 25 basis points, bringing it down to 4.00%–4.25% — its first rate reduction since December 2024. Federal Reserve Official Statement Fed Chair Jerome Powell said the committee would continue to make data-driven decisions and stopped short of promising a steady series of cuts.
What a Fed Rate Cut Could Mean for Mortgage Rate Read More »
If you’ve been thinking about downsizing to lower your expenses, be closer to family, or just make life easier, here’s a trend worth paying attention to: More homeowners are buying their next house outright, without taking on a new mortgage. And, if you’ve owned your home for a while, you may be able to do the same. No
Downsizing Without Debt: How More Homeowners Are Buying Their Next House in Cash Read More »
IAre you wondering if you’re on track to retire someday? According to Intuit, 69% of people say today’s financial environment makes it tough to plan for the future, and 68% aren’t sure they’ll ever be able to retire. That’s why many people are exploring new ways to build stability and long-term income. And that’s where real estate comes
A Second Home Might Be the Missing Piece in Your Retirement Plan Read More »
In today’s housing market, real estate concessions are becoming more common than ever. Recent data shows that almost 44% of sellers are making concessions to help their homes stand out and get sold faster. But what exactly does this mean for buyers and sellers? A real estate concession is any benefit a seller offers to
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Buying your first home is a big milestone – and the right support is going to make it a whole lot easier. Because while this process might be brand new to you, it’s not new to your agent. They’ve helped plenty of first-time buyers through it. They know what works, what actually matters, and how you
The Advice First-Time Homebuyers Need To Hear Read More »
Headlines are saying home prices are starting to dip in some markets. And if you’re beginning to second guess your plans based on what you’re hearing in the media, here’s what you need to know. It’s true that a few metros are seeing slight price drops. But don’t let that overshadow this simple truth. Home values
The Five-Year Rule for Home Price Perspective Read More »
When it comes to building long-term wealth, the homeowner and renter net worth gap is staggering. According to the Federal Reserve, the average homeowner has a net worth of about $396,500, while the average renter’s net worth is just $10,400. Why is the difference so massive? Every mortgage payment a homeowner makes builds equity—essentially, their
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