otto

Student Loans Are Back in the News. Don't Let It Put Your Homeownership Plans on Hold.

Student Loans Are Back in the News. Don’t Let It Put Your Homeownership Plans on Hold.

Student loans are back in the spotlight. And whether you’ve been following the headlines closely or just catching bits and pieces here and there, there’s a good chance they’ve been on your mind lately. And if you’re questioning whether you have to hit pause on your plans to buy a home, here’s the thing you have […]

Student Loans Are Back in the News. Don’t Let It Put Your Homeownership Plans on Hold. Read More »

Down Payments Are Smaller Than They’ve Been Since 2021

Down Payments Are Smaller Than They’ve Been Since 2021

Saving for a down payment can feel like the hardest part of buying a home. And with affordability as tight as it’s been lately, it’s fair to wonder how anyone manages it right now. Here’s something you may not have seen coming.  Some people are getting their foot in the door with a smaller down payment. According to Realtor.com,

Down Payments Are Smaller Than They’ve Been Since 2021 Read More »

That House That’s Been Sitting Could Be Your Best Shot at a Deal

That House That’s Been Sitting Could Be Your Best Shot at a Deal

Open up a home search and you’ll see them. Listings that have been on the market for two months. Three. Some longer. Most buyers scroll right past them, assuming something’s wrong with the house. But that instinct could be costing you, since the longer a home sits, the more motivated the seller usually gets. Where

That House That’s Been Sitting Could Be Your Best Shot at a Deal Read More »

Rent or Buy? The Real Tradeoff Most People Don’t Talk About

Rent or Buy? The Real Tradeoff Most People Don’t Talk About

You’ve probably asked yourself lately: Is it even worth trying to buy a home right now? It’s a question a lot of people are asking. With today’s home prices and mortgage rates, renting can feel like the easier path. In some cases, it might even seem like the only realistic option right now. And if that’s where you are,

Rent or Buy? The Real Tradeoff Most People Don’t Talk About Read More »

Before You Fall in Love with a House, Do This First

Before You Fall in Love with a House, Do This First

Be honest. Have you started looking at homes online yet? If you have, it’s already time to get pre-approved. Because here’s what not enough people know. If buying a home is on your radar – even if it’s more of a someday plan than a right now plan – you don’t want to wait until later on in the process to tackle

Before You Fall in Love with a House, Do This First Read More »

You Can’t Control What’s Happening with Mortgage Rates. But You Can Control This.

You Can’t Control What’s Happening with Mortgage Rates. But You Can Control This.

Mortgage rates have been volatile lately. And if you’re thinking about buying a home, that can make it harder to plan. But there are still things you can do to get the best rate possible in today’s market. It starts with having the right information. So, what’s causing the bumps in rates? And what can

You Can’t Control What’s Happening with Mortgage Rates. But You Can Control This. Read More »

Scroll to Top